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Our complimentary e-book "Preparing for your new home" outlines the issues that need to be planned for when buying a new home. It will assist in making your planning process more organised. It highlights steps most home buyers overlook and explains how our unique software package will help and save you time, money and stress.
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Popular Articles

Below are links to articles covering various important aspects to home buying.

A secret to the buying process.

Tips for preparing a budget.

Financial Planning tips.

7 Points to Costing your new home.

Attention home builders.

8 Points to Costing your project home.

How to cost the extras for your project home.

How to prepare and plan for your move.

Background to Home Buyers Information Guide.

About your Service Providers

6 steps in the Conveyancing Process.

The role of a Finance Broker.

Hints and Tips

Packing & Moving

Clean out before you start packing

As soon as you know that you are moving start going through clothes, (throw out the old sock and jocks), sort and tidy kitchen cupboards getting rid of the things that you do not use and make a list of items in the freezer and pantry cupboards that need using. Once again, depending where you are moving to depends on what you must completely use, give away or throw out. For example if moving overseas no food products at all, except tinned food can be taken. If moving interstate removalists will not take foodstuffs that have been opened or that will attract vermin or go off e.g. flour. They will also not transport any laundry products or items in pressure cans, gas bottles full or empty, any flammable products such as matches, fire lighters, etc. Go through the garage and get rid of anything that you no longer use.

By doing all of these things it will save you much time, frustration and also in a lot of cases a lot of money. If you have a huge clean up it then does not cost to pack it, store it or move it.

Electronic, Mobile Phone, Computer Cabling etc.

With all the electronic gadgetry today, there is a never ending quantity of cables, leads, power boxes and charging equipment etc. that has to be packed. If these aren't separated and labelled at packing time, it is very hard to match them up at the new premises

  • For each item, pack the associated cabling etc. into a clear Clip Lock bag and label where the contents are from (eg. Toshiba Laptop, Mary's Play Station, 80cm NEC TV).
  • This will make it a lot easier to assemble when unpacking. Also have the box containing these clearly marked as you will probably need some of these very early at the new home.
  • Where there is a lot of cabling into the one devise it is a good idea to take photos of the input area to assist the memory with re-assembly.

Other Considerations

Check all information required for where you are moving to, e.g. if you are moving overseas your employer may say that they will organise visas, work permits etc however there are still things that you will be required to do. You most certainly will have to provide Birth Certificates, Marriage Certificates, etc for all family members. In some cases these must be dated within the last month or so and must not be copies.

Birth Certificates & Marriage Certificates must be ones supplied by the “Registry of Births, Deaths & Marriages”. Certificates provided by Church’s, Celebrant’s etc are not acceptable. Also some older style Birth Certificates are not acceptable. Make sure these are all current before leaving the country, as it will be very difficult to source them from overseas

Built in Appliances

This could include Hot Plates, Dishwashers, Ovens, Hot Water Systems, Intercoms, Air Conditioning, Alarm Systems etc

  • When buying, ask for all operating manuals that apply to existing appliances and check if there is warranty on any of these products. Also some appliances like Alarm Systems can have a Password to make changes.
  • When selling, make the above information available to the new purchaser.

Travelling

  • When travelling, make sure you have photos of all luggage etc stored on your camera, I-phone etc so they can be used to identify lost luggage.

Note: A full list of Hints & Tips are available as part of our “Software Package”


Building a house

  • When building a house it is the “norm” to get a “Tender” from a builder. This “Tender” will include the basic price plus of extras.
  • There is generally a lot of discussion around the extras that are to be included in the “Tender”
  • Once a “Tender” is accepted, finance is arranged around this figure.
  • What is just as important is what is not included in the “Tender”.
  • These are the extras that you have to supply and fund to complete the project. Mostly they are not included in your costings as all attention has been on what's included.
  • This means you will have to increase the loan amount, if available, or fund these extras from cash flow which could effect your original budgeting. This in turn places extra pressure on the family.

Need a little help on this ?

  • Included in our “Software Package” is a checklist of most items needed outside a basic house Tender. Some of these items would be included in the builder's Tender and some not included.
  • Take the checklist and cross off all items included in the tender. The remaining items will have to be costed and procured by yourself. These costings will need to be included in your application for finance to ensure your project can be completed within your budget constraints.

Feedback

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